The Sinking Funds System

Most financial emergencies are not emergencies at all. They are appointments you forgot to make. The Sinking Funds System is a complete guide to saving a little each month toward the big, irregular expenses you know are coming, so the car repair, the holidays and the annual insurance bill never ambush you again.

You'll learn how to spot the predictable expenses everyone forgets, calculate exactly what to set aside each month, where to keep the money, and how to automate the whole system. It also explains why sinking funds and your emergency fund do different jobs, and how to start when your budget feels too tight.

Ten chapters, plain English. Instant PDF download.

Educational only. Not financial, investment, tax or legal advice.